Property Maintenance

Drying hardwood floor

Drying hardwood floors is the most challenging of all materials. The factors that go into the ability and the effectiveness of any attempt to dry hardwood floors are numerous. For one, the specie of the wood plays an important role as different species will react differently to water and to the drying process. Wood has a […]

how to maintain AC condensation lines

water damage as a result of leaks from air condition condensation lines is probably the most common type of water damage. Condensation line leaks can be very damaging as they usually go unnoticed for a while mostly because they are inside walls and located in low traffic areas. The high humidity and dark space around those […]

Sand around baseboards

When you see sand or dirt show up around baseboards on your floor and the walls are exterior walls you may have a moisture problem. Particularly in wood frame houses but even cement block houses you may have water or moisture penetrating between the bottom of your wall and your slab. Ants will seek moisture and cavities to […]

Water damage from storms

Most water damage from hurricanes is actually secondary to the wind damage but can be much more devastating. Once the wind creates an opening in your home the water starts coming in and can spread quickly extending the damage to other areas. Added circumstances such as loss of utilities can prevent proper cleanup leading to extensive mold damage and other […]

Hurricane season preparations

We all hear the same thing every year when hurricane season begins; be prepared. If you lived in an area effected by a hurricane you already know to get some basic supplies ready such as food, water and fuel. These preparations are important to provide security to your family and friends (and animals), but what […]

Post 2004-5 home purchasers beware!

If you have purchased your home after the most recent hurricane seasons dating to 2004 & 2005 you may be up for a surprise if we get hit with another major storm damage. Your insurance company may know more about your home then you do and may use that information to reduce or even deny damage […]

Leak detection

sometimes leaks are easy to find, a running toilet or broken pipe, but many times slower leaks are harder to find. On many occasions we find water in locations opposite to where the problem starts, since water has a way of traveling from one end of the house to another undetected under floors and inside […]

Are plumbing repairs ever covered by homeowners insurance?

Your homeowners policy protects your home from unexpected damages but not unexpected repairs. Your policy, for the most part, covers your for “sudden or accidental damage” to your property and expenses related to those events. So when are plumbing repairs covered? plumbing repair will always be covered if it is not the cause of the damage, in […]

IDENTITY THEFT HOW TO PREVENT BECOMING A VICTIM

Identity Theft: is still the fastest growing, white-collar crime in America: • The Federal Trade Commission has some great information and resources on their special website dedicated to identity theft prevention: http://www.ftc.gov/bcp/edu/microsites/idtheft/index.html • Other companies such as the U.S. Postal Service are sending out pamphlets with preventative measure to avoid becoming a victim of identity theft. Examples […]

How to comply with policy conditions to ensure coverage for a loss.

No matter what the damage is there are very specific conditions in your policy that may trigger a coverage question and give insurance companies a way out of paying for your damages. So here are the basic steps you must take to prevent denial on technicalities. Before you clean up before you do a single […]

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