January, 2013

Policy limits and other related coverages

Your home owners policy premiums are determined by the primary coverage such as the dwelling (structure) and contents. There are many other coverage items in your policy that are tied into those values that may be just as important or even more important. Some of those coverage items may be increased independently others cannot. Here are some key ones […]

How to value your homeowners policy for condo units

For the most part when it comes to the valuation of insurance policies on condos the insurance companies allow owners to state their own value. Over insuring can be a big waste of money and under insuring can be devastating when your home is damaged. The biggest mistake homeowners make when valuing their condo units […]